Mouse Pointers

Guys

I have an image. when the mouse move over it I want the pointer to change to a Hand

when I go to the mouse pointer property there is no hand pointer

when I try to use custom and load a icon for it it will only take an ICO file even though it says it takes other types

problem is i cannot get it to take transparent icon so that just the hand is showing

what has happened to the hand pointer I thought it was standard

I'm using Excel 2010

Any help appreciated